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A.1 SWIFT MT 电文完整清单(信用证 / 保函相关)

电文中英全称用途
MT700信用证开立 Issue of a Documentary Credit开立跟单信用证
MT701信用证开立(续)Issue of a Documentary Credit (Contd.)MT700 超长时续文
MT705信用证预通知 Pre-Advice of a Documentary Credit正式开证前的预通知
MT707信用证修改 Amendment to a Documentary Credit修改条款
MT710转开信用证 Advice of a Third Bank's Documentary Credit通知行转开
MT711转开信用证(续)MT710 续文
MT720转让信用证 Transfer of a Documentary Credit可转让信用证操作
MT730确认 / 通知 Acknowledgement确认收到电文
MT732不符点/免符点通知 Advice of Discharge开证行通知不符点已被接受
MT734拒付通知 Advice of Refusal开证行拒付
MT740授权偿付 Authorisation to Reimburse授权偿付行付款
MT742索偿 Reimbursement Claim议付行向偿付行索款
MT747偿付授权修改 Amendment to an Authorisation to Reimburse修改偿付授权
MT750不符点通知 Advice of Discrepancy开证行发不符点
MT752付款/承兑/议付授权 Authorisation to Pay/Accept/Negotiate授权付款
MT754付款/承兑/议付通知 Advice of Payment/Acceptance/Negotiation议付行发付款通知
MT756偿付/付款通知 Advice of Reimbursement or Payment偿付行付款通知
MT760保函 / 备用信用证开立 Guarantee / Standby L/C开立保函或 SBLC
MT761保函开立(续)MT760 续文
MT765保函 / SBLC 索赔 Guarantee/SBLC Amendment索赔通知
MT767保函 / 备用信用证修改 Guarantee / Standby L/C Amendment修改保函
MT768保函释放通知 Acknowledgement of Guarantee Message释放保函
MT769保函减额通知 Advice of Reduction or Release减少保函金额或释放
MT799自由格式电文 Free Format Message(信用证类)自由沟通
MT103单笔客户付款 Single Customer Credit Transfer客户跨境汇款
MT202银行间头寸调拨 General Financial Institution Transfer银行间转账
MT199自由格式电文 Free Format Message(一般类)银行间自由沟通
MT299自由格式电文(客户付款类)客户付款相关
MT400付款通知 Advice of Payment托收项下付款
MT410确认收到通知 Acknowledgement确认托收单据已收
MT412承兑通知 Advice of Acceptance托收项下承兑

A.2 MT700 关键字段速查

字段字段名典型内容
27Sequence of Total1/1(单张电文)
40AForm of Documentary CreditIRREVOCABLE(不可撤销)
20Documentary Credit Number信用证编号
31CDate of Issue开证日期
40EApplicable RulesUCP LATEST VERSION
31DDate and Place of Expiry到期日和地点
50Applicant申请人(买方)
59Beneficiary受益人(卖方)
32BCurrency Code, Amount币种 + 金额
41AAvailable With / By指定议付方式:BY PAYMENT(即期) / BY DEF PAYMENT(远期) / BY ACCEPTANCE / BY NEGOTIATION
42CDrafts at汇票期限(即期 / XX 天)
43PPartial ShipmentsALLOWED / NOT ALLOWED
43TTranshipmentALLOWED / NOT ALLOWED
44EPort of Loading装运港
44FPort of Discharge卸货港
44CLatest Date of Shipment最迟装运日
45ADescription of Goods and/or Services货物描述
46ADocuments Required要求提交的单据
47AAdditional Conditions附加条款(软条款高发区!)
71BCharges费用承担方
48Period for Presentation交单期(默认 21 天)
49Confirmation Instructions保兑指示(CONFIRM / MAY ADD / WITHOUT)
78Instructions to the Paying/Accepting/Negotiating Bank给付款行的指示

A.3 MT760(保函 / SBLC)关键字段

字段字段名说明
20Transaction Reference Number保函编号
23Further IdentificationISSUE(开立)/ REQUEST(请求)
30Date开保日期
40CApplicable RulesURDG LATEST VERSION / ISP LATEST VERSION
77CDetails of Guarantee保函完整文本(核心)

A.4 使用要点